Eighty Percent of Small Claims Cases and Small Claims Judgments Go Uncollected
Small Claims Court » Eighty Percent of Small Claims Cases and Small Claims Judgments Go Uncollected
This is true for the people of the United States:
- Some People does you wrong
- You send them to small claims
- The court makes a decision to award you
- You don't get any money that is owed to you.
Although the civil courts are set up to allow you to get your money back in court, nothing in the manual says that it is easy. Civil court allows access to basic information on filing wage garnishments, liens, bank garnishments and other ways of getting back what is owed to you that the courts awarded you, but that information is too basic. So we are left with only a few options:
- Call it a loss (Never see your money again)
- Wasting your time trying to figure out how to get your money back yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hourly fees of hundreds per hour
- Hire a debt collection service
Although debt collection service isn't hard to figure out once you learn how to do it, the process can be worth the effort. You would think that once the court awards you the judgment, the court system would make it easier for you to collect the funds that are owed to you.
The courts offers information packets to you explaining what your rights are as a debtor. Try to ask one of the court clerks how you find the bank information of the debtor or the process to garnish the debtors wages, and you will get the same answer - 'we cannot offer legal advice'.
The easiest and fastest way to get all of the information about the debtor is a process called skip tracing. The process of skip tracing involves pulling a credit report on the debtor, and being a private investigator to connect all of the dots in the case. One of the hardest things a creditor will run into is that most credit reporting agencies won't let you pull a credit report on someone if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a collection agency service, they will collect your money for you with no fees out of your pocket, and absolutely no fees unless the money owed to you is recovered. Unlike lawyers who charge a per hour fee, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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